Fixed-rate loans A fixed-rate loan is one that maintains the same interest rate over a set period of time regardless of market fluctuations in interest rates. A fixed-rate home loan can offer stability for those conscious of a budget and who want to take a medium-to-long-term position on a fixed rate. It can also protect … Read More
Every home loan application is unique, so the time between your first contact with your broker and approval can never be predetermined. If an application is not completed correctly, you risk delays in approval, or even being declined by potential lenders. There are, however, some things you can do to help the process move quicker. … Read More
When taking the plunge into the world of home loans and property investment, the challenge often lies in knowing which expert to approach for help. Finance brokers and financial planners, although similar in their professional outlook, cater to different financial endeavours. Brokers that deal in home loans must be qualified and licensed loan advisers with … Read More